Bill Judge, LUTCF, CLTC, CE Instructor

Career Highlights:

Graduating from James Madison University (BBA), Bill has had a 28+ year career in the Financial Services and Insurance Industry, receiving numerous National Awards as the top consultant for several of the Nation’s top insurance carriers. 


After transitioning from Dun & Bradstreet Corp in 1991, emphasis was on developing effective supplemental benefit programs primarily for federal and trade unions and employer groups.  

Starting in 1997, Bill began using his expertise in the long-term care expense funding area to deliver solutions on a mass scale.  Having Americans take the long-term care issue seriously is a passion based on personal experience.  In addition, developing a financial planning approach to supplement benefits has elevated conversations with employees for their personal financial benefit.


Together with partners, customized, enriched benefit plans and high value offerings are being developed for a wide range of clients.   These offerings include Insurance, Technology, and Administrative improvements and efficiencies. 


The mission is to create innovative and enhanced solutions for clients looking for a more thoughtful approach than the current “shelf” offerings found in most of the industry today.

The latest project is a single case hybrid life insurance filing for a large union in California with over 21,000 active and retired members with full administration and customer service center.

Currently resides in Richmond, VA metro area with his wife, Michelle and 3 rescue dogs, named Dixie, Beau and Tango.

9609 Gayton Road,

Suite 200

Henrico, VA 23238

CA License#: 0D30711


T: 1-804-318-4030

Toll Free 1-800-606-1071

F: 1-866-922-5026